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New business health insurance?

Question asked by Bernard

I’m setting up a new business and need to choose an employee health plan. What criteria should I follow when assessing providers?

response from John Englund

When comparing PMI plans, keep the following questions in mind:


·         What is included in the plan’s “core” cover?

·         What additional healthcare cover is available? What is excluded?

·         Can you pick and choose cover options or must you take a packaged plan?

·         Will a dedicated account manager be assigned to your plan?

·         Are covered employees limited to network specialists and hospitals?

·         What preventive measures are included (gym memberships, health assessments, etc.)