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Is employers’ liability insurance mandatory for employees working abroad?

It is required for (almost) every employer to subscribe an employers’ liability insurance since the employers’ liability (Compulsory Insurance) Act was voted in 1969. This law concerns all employees in England, Scotland, Wales and Northern Ireland. But do UK businesses need to provide employers’ liability insurance for employees working abroad?

 

The short answer is businesses do not need to provide employers’ liability insurance for employees working abroad, for example if they are on secondment. But this does not mean that local laws applying to these employees working abroad do not require this British-based business to subscribe a similar insurance policy to protect their employees. So in some countries, and in fact, more often than not, some kind of employers’ liability insurance for employees working abroad will actually be needed - because these employees are, from the perspective of the authorities of this country, not working abroad, but in their country.

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Also, if you have any employee working abroad but has to spend either more than fourteen days

in a row in the United Kingdom, or more than seven days on an offshore site, employers’ liability insurance for employees working abroad will be necessary anyway - and this time, because of British law.

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