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What are the basic costs of operating a card machine?


There are three different cost components to bear in mind whilst running your card payment terminal. The first is the cost of the actual equipment, including the terminal, the receipt printer and any specialist retail software, which is usually leased from the merchant provider with no additional set up fees and including servicing. Secondly, there are connection costs, including a dedicated phone line if using a dial up connection or internet costs. Finally, there are the transaction and merchant fees charged on every transaction. Typically credit card transactions are charged between 1-5%, with a pre-arranged flat fee on all debit transactions.

An additional question: Respond to this Question

  • What financing options are available for credit card terminals?
  • When does it make more sense to rent a credit card machine?
  • What is a reasonable price to pay for a credit card terminal?