Universal Payment Gateway - often more modestly styled as UPG - is a relatively new payment services provider supplying end-to-end credit and debit card processing solutions. Over two decades, and following many acquisitions, this provider has grown significantly, actually so much that it has become the largest payment gateway in Britain. Universal payment gateway now even provides in-store payment solutions.
About Universal Payment Gateway
Universal Payment Gateway quickly became no less than the most popular payment gateway in the UK. But the company is getting ever closer to fully justifying its brand name by accepting many, many international payment methods.
Universal Payment Gateway, the most popular payment gateway in the UK...
Universal Payment Gateway started business in 1998 as a simple gateway for inline payments. The company is headquartered in Tamworth, Staffordshire, with offices in Germany as well. After a series of acquisitions such as Secure Hosting, Axiar Payment Solutions, Accept Card Rentals Limited and PSL, it has grown into the UK’s largest payment gateway and PSP. Thousands of businesses, including both SMEs and large international corporations, and even governments now use Universal Payment Gateway, totalling over £46billion transactions processed over only less than twenty years.
... on its way to becoming truly universal ?
Universal Payment Gateway actually puts a focus on international payment methods, accepting many local or alternative payment methods such as Carte Bleue, iDeal, Apple Pay, V Pay, Diners, Konbini, ePrzelewy...
Scope of services
Universal Payment Gateway supports online payments, point of sale payments, telephone payments and multichannel payments.
Universal Payment Gateway accepts online payments done with major - and non-major - credit cards and debit cards, using two possible methods:
- Hosted payment pages, taking place within UPG’s secure environment, completely removing the merchant from the scope of PCI-DSS requirements, and still allowing highly customisable pages and forms;
- Using the UPG API, merchants can integrate the payment processing page into their website, granting full control and ability to customise the checkout experience - but also leaving them liable to comply with PCI-DSS standards.
Point of sale payments
Typical countertop, Wi-Fi portable or mobile GPRS chip-and-pin terminals made by manufacturer Spire are provided by Universal Payment Gateway.
Telephone payment can be processed using Universal Payment Gateway’s virtual terminal. The solution is scalable, so it works for both small and medium enterprises and large corporations operating on a multi-site basis.
Multi-channel payment support means businesses can let their customers choose to pay however they want, whenever they want. Businesses can accept in-person, telephone and online payments. But all these payments can be managed from the same platform. That’s the philosophy of Universal Payment Gateway: “One product. One contract with no tie-in. One integration. One bill”.